Four common models
Per incident, add-on, retainer line, included.
There is no single right way to charge for recovery. These are the usual models, with what each one means for you.
Agencies usually resell account recovery in one of four ways: per incident, as a monthly protection add-on, as a line inside a retainer, or included in a package. Each shifts risk differently. Whatever the model, price the work and coordination, never a promised outcome, because the platform decides.
Per incident, add-on, retainer line, included.
Not the outcome.
Pricing depends on your market and costs. Agree it with your partner.
Last updated: November 2026
| Model | How it works | Good for |
|---|---|---|
| Per incident | Client pays when a lockout happens | Agencies who rarely see lockouts |
| Monthly add-on | Client pays a small recurring amount for protection and handling | Agencies with many active accounts |
| Retainer line | Recovery handling is a named line in the retainer | Larger clients |
| Included | Absorbed as a service benefit | Agencies using it to retain clients |
Under per incident pricing, the client carries the cost when it happens. Under add-ons and included models, the agency carries the cost of unlucky months. Choose the model that suits your cash flow and how much risk you want. The partner’s terms feed into this.
For how to work out your own number without promising outcomes, read how to price account recovery for agencies. Terms for the client are in client terms.
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QUICK ANSWERS
It depends on how many accounts you manage and how much risk you want to carry. Per incident is the simplest to start with.
Avoid anything that implies the result is certain. Charge for the work, and keep the platform’s decision separate.
No. You set your own price. Unbanz agrees its own terms with you.
Say in advance what the client pays and what they do not.
No. Prices depend on your market and your costs.